KiwiSaver answer
How much is the KiwiSaver government contribution now, and how do I get the maximum?
As checked on 7 September 2026, members who meet the conditions can receive 25 cents for each dollar of qualifying own contributions, up to $260.72. Current source notes record $1,042.86 of own contributions across 1 July to 30 June for the maximum.
Answer
Older references to the previous maximum can be out of date. Check IRD before making a payment decision.
The maximum has changed
Current source notes record a maximum of $260.72 and a $180,000 taxable-income threshold among the current conditions.
Conditions still matter
Age, residency and taxable-income settings can affect whether the contribution is available. Individual entitlement depends on the person and the current IRD rules.
What to check next
- Recheck IRD before making payment decisions.
- Individual entitlement depends on the person and the current IRD rules.
- A personal payment decision may need a financial adviser conversation.
Sources for this answer
Public information is explained in plain English, with links back to the official or public sources used for this answer.
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